Recreational Vehicle
In California, a combination of coverage is available for Motorcycles or Motorcycle Insurance. These Motorcycle Insurance coverages are comprehensive, collision, liability, uninsured motorist, medical payments and optional accessory coverage designed specifically to meet the needs of motorcycle owners. Whether you ride your Motorcycle or not you may need coverage to protect you from theft, collision, and other common exposures.
Some of the items that may affect premiums or offered coverage include; your driving record, where you keep your cycle (in the open or in a locked garage), your credit record, how many years you have been driving a motorcycle, motorcycle license, your age, and previous motorcycle insurance, as well as anti-theft devices.
ATV Insurance
California doesn’t require ATV insurance, but it is recommended. and you may have limited coverage on your homeowners policy if you are a homeowner. If you have an ATV we urge you to contact us regarding ATV Insurance. Let us review your Homeowners Insurance Policy to determine whether you need a separate ATV Policy.
Many Motorcycle Insurance companies offer discounts to help lower your premium such as:
- approved Motorcycle / ATV safety course.
- Multiple vehicle, or Motorcycle / ATVs
- Association membership such as the Harley-Davidson Owners Group (HOG), American Motorcyclist Association (AMA) or the Honda Rider’s Club of America (HRCA).
